PLEASE: Take a Few Moments to Review...
Our Purpose is to Guide You!
Guiding you in the process of evaluating risks and how to properly manage them is our job. You are paying for this professional service. Please take a few moments to review the promotions below. If anything you see triggers an interest - simply click the "Learn More" button for the associated promotional box and we will get in touch. No pressure - no obligations - no hassles. THANK YOU!
Insurance Failure!
Do Not Let This Be You!
Striving to ensure that your valuable property is protected against loss is smart as long as your protection efforts are part of a complete risk management strategy. A trained, experienced risk management professional can assist you with developing a plan that balances risk, probability, and consequences in an intelligent manner tailored to your specific situation and budget. Protecting both your property and your families future is smart. Make sure you are approaching this correctly as the consequences of getting it wrong are not acceptable!
What Is Covered?
Protect Your Biggest Asset
Your home is not just where you sleep and reside - it is likely the biggest investment you have. So what does your homeowners insurance actually cover? Homeowners insurance is NOT a home warranty. Maintenance - including replacement of an old and worn out roof - is typically not covered. Wind and hail storm damage is. Read your policy and discuss it with your insurance agent so you can fully understand what is protected and to best manage all of your home ownership risks!
Need An Umbrella?
Protection Against Lawsuits!
A Personal Umbrella Policy provides liability protection that picks up where the liability coverage in your auto and home policies leave off. An umbrella can provide up to $10 million (or more!) in liability protection - that means LAWSUIT protection - for just about any circumstance. If you have assets to protect, you are exactly who a lawyer wants to sue. Not having an umbrella when you do have a need is a very bad idea!
Replacement Cost Matters!
Replacement Cost Matters!
Your homes should be insured for its full value - right? Nope. Market Value can change with the housing market. But if you come home to a smoking hole in the ground, you need Replacement Costs! Make sure your home is insured for enough that it can be 100% rebuilt if a disaster occurs! Ask us for a full review!
RV's Covered Here!
An RV can bring the freedom to travel while taking your home with you! Whether your RV may be damaged in a traffic accident, through bad weather or due to fire, theft, vandalism or other perils we can help protect you from financial loss. Click the Learn More button to discuss RV insurance and see if we can help YOU!
Insure the Big Dollars!
Expensive Stuff Needs More Protection?
You have super nice expensive stuff and you want to protect its value - right? So that means having a low deductible? Maybe... maybe not. First protect the BIG dollars - your liability exposure! Then look at your deductible for collision and comprehensive coverage. Saving yourself $500 because you had a lower deductible but then losing $50,000 because you didn't have appropriate liability protection is called Insuring the Little Dollars. Don't make this mistake!
All About LOVE!
Life Insurance Is About LOVE!
If you have a family, LIFE INSURANCE is the most important insurance product you should own! What kind should you buy? Term Life? Whole Life? Variable Life? How much do you need? How do you balance protection with costs? Click Learn More below for a full, no cost or pressure review!
NOT ACCEPTABLE!
But You Saved $20!
When you go shopping for insurance it is super easy to be focused primarily on PRICE. After all, Insurance Companies spend BILLIONS to convince you this is what matters most. IT IS NOT! Our job is to ensure you are properly protected. Your future is worth more than saving $20 bucks a month...
Motorcycle Insurance
Yes! We Can Cover That!
Motorcycle insurance is very different from automobile insurance due to the nature of the risks. Motorcycle insurance offers many options for additional medical coverage for both the rider and passenger and more liability options. Understanding which options best fit your needs is key. Click the button below if you would like a review of your motorcycle protection!
Bundle to Save!
Bundling For the Biggest Discount!
The biggest discount offered for insurance is BUNDLING! The more policies you have with the same insurance company, the cheaper they all get. Having all of your insurance with a single, trusted professional agent is smart and better enables your risk management professional in guiding you. Click the Learn More button below for a full insurance review and see if bundling can save you big money!
Probability VS Consequences
Better Have A Plan!
The fundamental equation associated with managing risk! How do you best balance probability with consequences and $$$ costs to devise the best overall risk management strategy? Protecting everything from everything is impossible! Your insurance agent is a highly trained and experienced risk management professional. Not using your agents professional ability to guide your risk management strategy is like refusing to listen to your doctor when you are sick!
Boat Insurance!
Uh Oh! Hope It's Insured!
Boating is a blast and boat insurance is typically very affordable. Make sure your boat is properly protected and bundle your boat insurance with your home and auto to maximize your savings! Your boat is a valuable asset so make sure your pocketbook isn't sunk even if your boat is! Click the Learn More button if you would like a boat insurance quote.
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